Privacy Policy

What This Privacy Policy Covers 

This policy covers how electro-mag treats personal information, including information related to your past use of electro-mag products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number.

This policy does not apply to the practices of companies that electro-mag does not own or control, or to people that electro-mag does not employ or manage. In addition, some companies that electro-mag conducts business with have their own, pre-existing privacy policies which may be viewed on their sites.

Introduction

electro-mag's privacy policy is there to respect and protect the privacy of subscribers and any other site published by electro-mag. This policy statement tells you how we collect information from you and how we use it.

Be assured that electro-mag will not disclose your personal information to third parties without your consent, except in aggregated form, as explained below. However, electro-mag reserves the right to disclose member information in special cases when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be causing injury to or interference with (either intentionally or unintentionally) electro-mag's rights of property, other members, or anyone else that could be harmed by such activities. electro-mag also reserves the right to disclose member information when we believe in good faith that the law requires it.

electro-mag collects and shares aggregate information (such as demographics and statistics) about our members with advertisers, business partners, sponsors and other third parties. This data is used to customize electro-mag's content and advertising to deliver a better experience for our members and will in no way personally identify you.

During the subscription process, personal information (such as name, email address and birth date) may be required in order to continue. This information is treated as private and confidential and is under no circumstances sold or distributed to third parties, other than the publisher. However, we may use your personal information to send you periodic communications, solicit your feedback, provide you with special offers, or for other purposes and to customize the services we provide to you.

Information Collection and Use

General

• electro-mag collects personal information when you register with electro-mag, when you use electro-mag products or services, when you visit electro-mag pages or the pages of certain electro-mag partners, and when you enter promotions or sweepstakes. electro-mag may combine information about you that we have with information we obtain from business partners or other companies.
  
• When you register we ask for information such as your name, email address, birth date, gender, postal code, occupation, industry, and personal interests. For some financial products and services we might also ask for your address, identity number, and information about your assets. When you register with electro-mag and sign in to our services, you are not anonymous to us.
  
• electro-mag collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.
  
• electro-mag automatically receives and records information from your computer and browser, including your IP address, electro-mag cookie information, software and hardware attributes, and the page you request.
  
• electro-mag uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.
  

Children

• electro-mag does not contact children under age 13 about special offers or for marketing purposes without a parent's permission.
  
• electro-mag does not ask a child under age 13 for more personal information, as a condition of participation, than is reasonably necessary to participate in a given activity or promotion.

Information Sharing and Disclosure

electro-mag does not rent, sell, or share personal information about you with other people or non-affiliated companies except to provide products or services you've requested, when we have your permission, or when we be believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of electro-mag's terms of use, or as otherwise required by law.

electro-mag displays targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click targeted ads meet the targeting criteria:

Use of IP Address

An IP address is a number that's automatically assigned to your computer whenever you're surfing the Web. Web servers automatically identify your computer by its IP address.

electro-mag collects IP addresses for the purpose of system administration, to report aggregate information to our advertisers and to audit the use of our site. When guests requests pages from electro-mag, our servers log the guests' IP addresses. It is not our practice to link IP addresses to anything personally identifiable, which means that a member's session will be logged, but the member remains anonymous to us. However, we reserve the right to use IP addresses to identify a member only when we feel it necessary to enforce compliance with our house rules or terms of use agreement or to protect our service, site, customers or others.

Use of Cookies

Cookies are pieces of information that a website transfers to an individual's hard-drive fro recordkeeping purposes. Cookies make web-surfing easier for you by saving your preferences while you're at our site. electro-mag may set and access electro-mag cookies on your computer. We never save passwords or credit card information in cookies.

By showing how and when guests use a site, cookies help us see which areas are popular and which are not. Many improvements and updates to the site are based on such data as total number of visitors and pages viewed. This information is most easily tracked with cookies. We use the information from cookies to provide services better tailored to our members' needs.

Most browsers are initially setup to accept cookies. You can reset your browser to refuse all cookies or indicate when a cookie is being sent. However, note that many parts of the electro-mag service will not function properly or may be considerably slower if you refuse cookies.

electro-mag lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies' use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to electro-mag's cookies. The use of advertising cookies sent by third party servers is standard in the internet industry.

Links to other sites/ “public” areas

Members should be aware that when you are on electro-mag, you may be directed to other sites that are beyond our control. There are links to other sites from electro-mag's pages that take you outside our service. These other sites may send their own cookies to members, collect data or solicit personal information. The privacy policies of these other sites may significantly differ from that of electro-mag. We are not responsible for the privacy practices of these other sites and cannot guarantee the security of any of your personal information collected there.

Please keep in mind that whenever you give out personal information on a “public” venue online, that information can be collected and used by people you don't know. If you choose to voluntarily disclose information to a bulletin board, message board or chat room, this Privacy Policy will not cover such disclosure of information. We urge you to use caution when disclosing any private information on these venues.

Confidentiality and Security

Protecting the security of all personally identifiable information associated with our guests is of utmost concern to us. We take reasonable precautions to ensure the security of your information on our systems. When credit card information is transmitted we use industry standard encryption. Unfortunately, no data transmission over the internet can be guaranteed to be 100% secure. As a result, while electro-mag strives to protect its members' personal information and privacy, we cannot guarantee or warrant the security of any information you disclose or transmit to us online and cannot be responsible for theft, destruction or inadvertent disclosure of your personal information.

Your electro-mag subscription is password protected so that only you can access it and view the member information relevant to the account. In registering for the electro-mag services, you agreed not to divulge your password to anyone. Ultimately, you are responsible for maintaining the secrecy of your passwords and any account information.

• We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.
  
• We have physical, electronic, and procedural safeguards that comply with government regulations to protect personal information about you.

Remember to sign out of your electro-mag account and close your browser window when you have finished your work. This will ensure that others cannot access your personal information and correspondence if your computer is accessible to others of if you share a computer with someone else or are using a computer in a public place like a library or internet café.

Changes to this Privacy Policy

electro-mag may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your electro-mag account or by placing a prominent notice on our site.

Your acceptance of these Terms

By using this site, you signify your assent to the electro-mag Privacy Policy. If you do not agree to this policy, please do not use this site. The terms of this Privacy Policy may change from time to time without prior notice to you, so please check this page periodically for any changes. Your continued use of this site following the posting of changes to these terms will mean you accept those changes.